Terms of Service

Cropty Wallet is a custodial crypto wallet operated by Coinscatch (Private) Limited (Sri Lanka). By using Cropty you agree to our Terms.

• Cropty stores crypto assets and provides transfers, loans and yield products.
• Conversions, swaps and sales are executed by third-party partners — not by Cropty itself.
• We may share transaction data with partners to fulfill your requests.
• Crypto loans and deposits carry market risk — returns are not guaranteed.
• Cropty is not a bank or financial advisor; use at your own risk and in compliance with local laws.
• We cooperate with law enforcement and help prevent fraud & AML.
• Found a security issue? Report via our Bug Bounty program.

Continue using Cropty Wallet only if you accept the Full Terms of Service.

Full Terms of Service

1. Introduction

Welcome to Cropty Wallet, a custodial cryptocurrency wallet service operated by Coinscatch (Private) Limited (“Cropty”, “we”, “our”, “us”). These Terms of Service (“Terms”) form a legally binding agreement between you (“User”, “you”, “your”) and Cropty, governing your access to and use of the Cropty Wallet mobile application, web interface, browser extension, and related services.

By creating an account, accessing, or using Cropty Wallet, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, you must immediately cease using the Service. These Terms supersede all prior oral or written understandings related to your use of Cropty Wallet.

2. Our Role and Service Scope

Cropty provides custodial storage and digital asset management services. We securely hold supported cryptocurrencies on behalf of our users and facilitate transfers, loans, and yield-based products. Cropty acts solely as a technological and custodial service provider, not as a financial intermediary, exchange, or brokerage.

Cropty does not directly execute fiat or crypto conversions, swaps, or trades. These functions are performed exclusively by authorized third-party providers (e.g., exchanges, liquidity partners, or payment processors). Cropty may transmit limited user or transactional data to such partners solely for the purpose of executing transactions requested by the user. Cropty assumes no liability for any delays, errors, or losses caused by third-party providers.

3. Account & Security

To access Cropty Wallet, you must create an account and provide accurate, complete, and current information. You are solely responsible for safeguarding your login credentials, two-factor authentication codes, and recovery keys. Any activity performed under your account is deemed to be authorized by you.

You must promptly notify Cropty of any unauthorized access, suspected compromise, or breach of security. Cropty reserves the right to suspend or restrict access to your account if it detects unusual or potentially fraudulent activity. You acknowledge that the security of your devices and network connections remains your sole responsibility.

4. Privacy & Data Handling

Cropty is committed to protecting your privacy and handling your personal data responsibly. We collect and process only the information necessary to operate, maintain, and improve the Service. Your data will not be sold, rented, or shared with unrelated third parties for marketing purposes.

However, certain information (e.g., wallet addresses, transaction amounts, and device data) may be shared with regulated third-party partners solely for transaction execution, liquidity provision, or compliance purposes. We may also disclose data to law enforcement authorities when legally required to do so. Details are outlined in our Privacy Policy.

5. Wallet Services

Cropty Wallet enables users to store, send, and receive supported digital assets. Additional functionalities include crypto-backed loans, yield and staking products, donation tools, and access to educational and customer support services.

While Cropty facilitates integrations with third-party providers, it does not guarantee their availability or performance. All transactions remain subject to network fees, partner terms, and blockchain conditions beyond Cropty’s control.

6. Crypto Loans

Cropty allows users to obtain loans backed by digital assets as collateral (“Crypto Loans”). Loan terms, including interest rates, duration, and loan-to-value (LTV) ratios, are specified at the time of initiation. Collateral values fluctuate based on market conditions, which may trigger partial or full liquidation to maintain contractual risk levels.

By using Cropty’s loan services, you authorize automatic liquidation mechanisms in the event of market volatility or margin calls. Cropty is not liable for any financial losses resulting from liquidations or market movements. All loan-related actions are executed transparently, and applicable fees are disclosed in advance.

7. Yield Products (Deposits & Staking)

Cropty offers users the ability to earn passive income through deposit and staking programs. By depositing eligible assets into yield programs, you agree that Cropty or its partners may use such assets for liquidity provision, staking, or other blockchain-related activities.

Returns are variable and not guaranteed. Past performance does not represent future results. Users acknowledge that participation in yield programs involves inherent risks, including but not limited to protocol failure, third-party insolvency, and smart contract vulnerabilities.

8. Third-Party Providers

Certain features of Cropty Wallet, such as swaps, conversions, or fiat gateways, are powered by independent third-party service providers. By using these features, you authorize Cropty to transmit relevant transaction data to such providers for execution. These providers operate under their own terms and privacy policies, which we encourage you to review.

Cropty is not liable for losses, delays, or technical issues resulting from third-party systems, networks, or regulatory actions. Your continued use of these integrations constitutes acknowledgment and acceptance of associated third-party risks.

9. AML, KYC & Law Enforcement Cooperation

Cropty maintains a zero-tolerance policy toward illegal financial activity. While Cropty does not impose mandatory KYC for all users, it reserves the right to conduct verification or request additional documentation where required by law or in cases of suspicious activity.

Cropty actively cooperates with law enforcement authorities and financial regulators worldwide. We may share user data, account history, and transaction information with competent authorities upon lawful request. Users agree that Cropty may temporarily freeze or restrict account access during investigations.

10. Bug Bounty & Security

We encourage responsible disclosure of potential security vulnerabilities through our official Bug Bounty Program. To report a security issue, contact us at support@cropty.io. Participants must not exploit or publicly disclose vulnerabilities prior to their resolution.

Any misuse, unauthorized access, or exploitation of system weaknesses is strictly prohibited and may lead to immediate termination of access, forfeiture of rewards, and legal action.

11. Fees & Charges

All applicable fees for Cropty services, including transactions, withdrawals, loans, and yield programs, are disclosed within the application before confirmation. Fees may vary by asset type, network conditions, or third-party integration costs. Cropty reserves the right to modify fees at its discretion with reasonable prior notice.

In some cases, fees may be deducted automatically in the same currency as the transaction. Users are responsible for verifying and accepting the fees before confirming each operation.

12. User Obligations

Users agree to comply with all applicable laws and regulations governing digital asset transactions in their respective jurisdictions. You may not use Cropty Wallet for illegal purposes, including but not limited to fraud, sanctions evasion, or money laundering. You assume full responsibility for determining whether the use of Cropty Wallet is permitted in your country.

If using Cropty Wallet is restricted or prohibited in your jurisdiction, you must refrain from using it or do so entirely at your own risk and discretion.

13. Disclaimers & Limitation of Liability

To the fullest extent permitted by law, Cropty Wallet and its affiliates provide all services on an “as-is” and “as-available” basis, without warranties of any kind, whether express or implied. Cropty does not guarantee uninterrupted operation, accuracy of data, or availability of third-party integrations.

Cropty is not liable for indirect, incidental, special, or consequential damages, loss of profit, data, or goodwill. In no event shall Cropty’s aggregate liability exceed the total amount of verified direct losses arising from Cropty’s proven gross negligence or willful misconduct.

14. Suspension & Termination

Cropty may suspend, restrict, or terminate your account if you violate these Terms, engage in suspicious activities, or if required by law. In such cases, Cropty may freeze assets temporarily to comply with legal or regulatory obligations. Where technically and legally possible, Cropty will return user funds after completing necessary verifications.

Termination of access does not relieve the user of any outstanding obligations or liabilities incurred prior to termination.

15. Updates to Terms

Cropty reserves the right to modify or update these Terms periodically. Material updates will be communicated via email or in-app notifications. Continued use of the Service following such updates constitutes your acceptance of the revised Terms.

16. Governing Law

These Terms and any related disputes shall be governed by and construed in accordance with the laws of Sri Lanka, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the competent courts of Sri Lanka for all disputes arising out of or relating to these Terms or your use of Cropty Wallet.

17. Contact Information

Coinscatch (Private) Limited
Email: support@cropty.io
Contact us: www.cropty.io/contacts

18. Final Acknowledgement

By accessing or using Cropty Wallet, you confirm that you have read, understood, and agree to be bound by these Terms. You acknowledge the inherent risks associated with cryptocurrencies and accept full responsibility for any use of the Service under your account.