Loan

Loan

BNB loans.
Borrow against BNB.

Empower Your Crypto Journey with Cropty's Flexible Financing Solutions

What is BNB?

Binance Coin is digital asset native to the Binance blockchain and launched by the Binance online exchange.

How do loans backed by BNB works

Cropty Loans offer a unique and simple mechanism. You can use your BNB tokens as collateral for your loan issued in USDT. At the same time, you retain absolutely all rights to your crypto assets - all your coins will be stored with us, as an intermediary of the process, with a guaranteed return of your funds, if the debt is repaid on time. We have minimized the bureaucratic process, due to which, loan approval takes a minimum of time. Your creditworthiness is calculated based on the collateral amount.

The process of obtaining a loan is very simple, you send your BNB to the Cropty Wallet, and then use them to receive USDT. Cropty automatically calculates the potential loan amount depending on the current value of the assets.

However, you can act on Cropty not only as a borrower, but also as an investor. By lending your money to potential borrowers, you can receive deductions and earn on your own crypto assets.

Cropty Wallet is a reliable mediator between moneylenders and borrowers. Our secure transactions will allow you to minimize theft, fraud or dishonest work of unknown intermediaries.

BNB Loan Calculator

Crunch the Numbers and Discover Your Loan Potential

Loan amount

USDT

Collateral Required

Interest rate

18% per year

Monthly Interest Amount

Quarterly Interest Amount

Yearly Interest Amount

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Crypto Loans explained

In our video, we take you on an exciting and informative journey into the realm of crypto lending and borrowing on the Cropty platform. Discover how this revolutionary system works, learn how to take out a loan, and explore the seamless process of loan repayment. Packed with valuable insights and tips, this video is your ultimate guide to harnessing the potential of crypto credit.

How to get a loan on BNB? Borrow usd against BNB on Cropty

The process of getting an BNB cryptocurrency loan is quite simple. First, you need to create your account on Cropty, a platform that offers BNB cryptocurrency lending services. Then, you need to provide your BNB as collateral and specify the loan amount you want to borrow. The platform then evaluates your collateral and gives you access to the required amount of Tether USDT.

Your creditworthiness is determined based on the value of your collateral, making the process of getting a cryptocurrency loan fast and convenient.

However, it is important to remember that BNB cryptocurrency loans are not without risks. In case you default on the loan, your collateral can be seized. Therefore, you should carefully assess your repayment capacity before taking out a cryptocurrency loan.

How to get a loan on BNB? Borrow usd against BNB on Cropty

To authorize an BNB Crypto Loan, you will need to go to Features tab → Loan section → Borrow button

Choose the required loan amount the terms and conditions of the crypto loan, and apply for it by confirming it with a code from 2FA - application or E-mail or Telegram-bot.

Learn more about BNB Crypto Loans

BNB lending

Now is one of the best times to take advantage of a loan secured by your BNB. The asset is growing very well and shows great growth in 2025. Most investors will not want to part with their tokens, so you can use them as collateral, receiving USDT. This money can be spent at your discretion: to pay off debts, for investments or to build a business. This is a revolutionary and advanced way of crypto loans that minimize lengthy checks and approvals, leaving you with complete financial freedom and the ability to receive real funds here and now, without having to lose ownership of precious coins. Now is the most favorable environment for lending, given the rapid and expansive growth of your assets. In fact, BNB acts as an intermediary link on which you can earn in the future, and you can use its value now.

BNB as a collateral

Binance Coin (BNB) and other similar tokens have become widely popular with users in the crypto borrowing field. In order to use your BNB assets, the platforms that are offering BNB loans allow you to take out a loan directly or simply to get interest on these assets. Such loans become a source of instant funding without 'selling' their assets. It is not only BNB that can be used - the borrowers may get liquidity in USD which is backed by BNB, thus having more freedom with their finances. In fact, a borrower pledges BNB as a guarantee and then takes a loan depending on its value. These instant crypto-payday loans can be a quick and easy solution for those who are looking for a fast cash injection that doesn't compromise their BNB investment portfolios.

Interest rates on loans secured by BNB.

Cropty prioritizes favorable interest rates so that everyone can use our service without any problems. That is why we set our loan rate at 9%. This is a modest figure for similar services, providing the borrower with the opportunity not to renounce the rights to precious BNB.

Our collateral system is what ensures that the entire lending process is honest and fair. In the event that the borrower is unable to repay their loan, the funds are transferred to Cropty, but the borrower retains all the USDT that they received earlier.

We also have automatic loan liquidation in the event that the asset shows high volatility, so we guarantee that neither you nor Cropty will lose your own funds. All participants, both the lender and the borrower, do not lose money in the event of a sharp devaluation of assets. This applies to absolutely all tokens presented in the loan section on Cropty and BNB in particular.

The most important thing for us is simplicity, honesty and transparency, which will allow you to use our service and return to it. User-friendly interface, clear dashboard, which gives you access to all the tools, including the possibility of early repayment - all this makes us an indispensable assistant on the way to your financial freedom and pleasure from using advanced tools.

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Why choose BNB Cropty Loan

Take advantage of limitless possibilities: Get any amount at any time with our unbeatable cryptocurrency line of credit.

Easy access to funds

By leveraging your crypto assets as collateral, you can quickly obtain loans without the need for extensive credit checks or income verification, making the process more efficient and accessible.

35+ Currencies

Choose your collateral from over 35 cryptocurrencies and borrow instantly from USDT.

No inspections!

Cryptocurrency loans allow you to access credit without checking your credit history.

Interest - hourly

We charge interest on the loan hourly. However, during the first hour after taking out the loan, you have the opportunity to repay it without any additional fees. This sets us apart from our competitors.

Lower interest rates

Because cryptocurrency loans are collateralized, lenders often offer lower interest rates than traditional unsecured loans, making them more cost-effective for borrowers.

Flash approval

Receive funds in the same minute without spending more than 3 taps

Maintain ownership of your crypto

With crypto-backed loans, you retain ownership of your digital assets while using them as collateral. This allows you to benefit from potential market growth and regain full control of your assets once the loan is repaid.

FAQ

What is Cropty BNB Crypto Loan?

Cropty BNB Crypto Loan is a secure, overcollateralized, and flexible loan product. Users can take loans by pledging their crypto assets as collateral. With Cropty, you don't have to worry about rehypothecation since we don't lend out your collateralized crypto to others.

How do I pledge my assets and start borrowing with Cropty BNB Crypto Loan?

To start, choose the crypto you'd like to pledge as collateral and the amount you'd like to borrow. Ensure you have sufficient crypto assets in your account to cover the required collateral. Once the process is complete, your collateral will be locked, and the loan will be transferred to your account.

What is LTV, and how much can I borrow from Cropty BNB Crypto Loan?

LTV (Loan-to-Value) represents the ratio between the value of the loan plus accrued interest and the value of your collateral. The LTV percentage determines how much you can borrow based on the collateral you pledge. For example, with a 50% LTV, if you pledge 1,000 USDT, you may borrow up to 500 USDT worth of assets.

Are there limits to how much I can pledge and borrow?

Yes, there are limits for each cryptocurrency. The maximum amount you can pledge or borrow depends on the specific crypto and may change periodically.

What is loan liquidation, and what is the liquidation LTV?

Loan liquidation occurs when the current LTV exceeds the liquidation LTV, which may happen if the collateral's value decreases or the loan's value increases. If liquidation occurs, you may lose some or all of your collateral.

What happens when a loan is liquidated?

When liquidation occurs, the outstanding loan amount will be repaid using the equivalent value of collateral. A partial liquidation happens when the liquidation doesn't fully cover the outstanding loan, and a full liquidation occurs when the entire loan is repaid using the collateral.

What is a margin call?

A margin call is a warning issued when your collateral-loan pair position reaches its margin call LTV. You can take action by adding more collateral or reducing the outstanding loan to lower the LTV.

Will I be notified in the event of margin calls or liquidations?

Yes, Cropty will send notifications via email and SMS in case of margin calls or liquidations. However, timely delivery of these notifications cannot be guaranteed.

What interest rate applies to my loan?

Cropty provides transparent interest rates for each cryptocurrency. Please refer to the platform for up-to-date interest rates.

How is interest accrued for my loan positions?

Interest accrues based on the total outstanding loan amount and the prevailing APR. The interest accrued is added to the total outstanding loan.

How do I repay my loan or adjust my LTV?

Use the 'Repay' or 'Adjust LTV' options in your account to repay loans or adjust collateral, respectively. You can only repay your loan using the same cryptocurrency you borrowed.

Which cryptocurrencies can I pledge or borrow on Cropty Crypto Loan?

Cropty Crypto Loan accepts a variety of cryptocurrencies as loanable and collateral assets. The list of available cryptocurrencies is updated periodically, so please refer to the platform for more information.

What can I do with the cryptocurrencies borrowed from Cropty BNB Crypto Loan?

You can use the borrowed cryptocurrencies for various purposes, including trading, investing, or withdrawing from the platform. The collateral you pledge remains with Cropty as security for the repayment of your loan.

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