Loan

Catizen

Loan

Catizen loans.
Borrow against CATI.

Empower Your Crypto Journey with Cropty's Flexible Financing Solutions

What is Catizen?

Catizen is a revolutionary gaming bot on Telegram that seamlessly integrates the Telegram x TON blockchain, transforming Web3 access by enabling practical mobile payments. By leveraging Telegram's immense traffic, Catizen aims to establish a Web3 traffic nexus on a scale of hundreds of billions. Catizen will become a mini-app center, combining the unique features of Launchpool with short videos and e-commerce, attracting and engaging users through gamification and strategic Play-to-Airdrop initiatives. This innovative approach aims to revolutionize the way users access and engage with the Web3 ecosystem.

How do loans backed by CATI works

Crypto loans are a great and simple tool for both borrowers and lenders. Get a loan in USDT, while maintaining the ownership of your collateral. All your digital assets will remain yours - this will allow you, for example, in moments of potential growth of the Catizen coin or a long hold, to receive money immediately, gradually returning the loan.

The main convenience is a minimum of bureaucracy and ease of application. You can use Cropty for these purposes - we act as a reliable intermediary between borrowers and lenders. Our main goal is simplicity and accessibility, while maintaining the security of transactions. We are a reliable partner who wants both parties to have a positive experience from interacting with the platform.

The borrower does not liquidate his own crypto assets, they remain his, which gives him the opportunity to be more flexible and better adapt to market situations. The absence of conventional lending will save time and minimize losses.

Cropty wallet combines technology, user-friendly interface and no unnecessary waiting, no risk of fraud and secure transactions.

Catizen Loan Calculator

Crunch the Numbers and Discover Your Loan Potential

Loan amount

USDT

Collateral Required

Interest rate

18% per year

Monthly Interest Amount

Quarterly Interest Amount

Yearly Interest Amount

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Crypto Loans explained

In our video, we take you on an exciting and informative journey into the realm of crypto lending and borrowing on the Cropty platform. Discover how this revolutionary system works, learn how to take out a loan, and explore the seamless process of loan repayment. Packed with valuable insights and tips, this video is your ultimate guide to harnessing the potential of crypto credit.

How to get a loan on Catizen? Borrow usd against Catizen on Cropty

The process of getting an Catizen cryptocurrency loan is quite simple. First, you need to create your account on Cropty, a platform that offers Catizen cryptocurrency lending services. Then, you need to provide your CATI as collateral and specify the loan amount you want to borrow. The platform then evaluates your collateral and gives you access to the required amount of Tether USDT.

Your creditworthiness is determined based on the value of your collateral, making the process of getting a cryptocurrency loan fast and convenient.

However, it is important to remember that Catizen cryptocurrency loans are not without risks. In case you default on the loan, your collateral can be seized. Therefore, you should carefully assess your repayment capacity before taking out a cryptocurrency loan.

How to get a loan on Catizen? Borrow usd against Catizen on Cropty

To authorize an Catizen Crypto Loan, you will need to go to Features tab → Loan section → Borrow button

Choose the required loan amount the terms and conditions of the crypto loan, and apply for it by confirming it with a code from 2FA - application or E-mail or Telegram-bot.

Catizen lending

Catizen is gaining popularity for those who want to pledge their assets - the project is actively developing, but Catizen maintains its value and has not shown much activity lately. Catizen is one of the largest projects on TON, which as of 03/08/2025 is rapidly growing despite the market correction and is $ 3.64. Their gamified token against the background of the growth of the main coin of the network can easily go up and create an ideal moment for a loan - you pay off assets that are growing in price, while using their value! Today, the cost of Catizen is $ 0.082 and this is the point from which the coin can easily respond with a rapid upward growth. A loan is a great tool for those who want to immediately receive money depending on the current market value of their assets. You can use this money to invest in more discussed market projects, while not revoking the right to own them.

CATI as a collateral

Catizen, or CATI for short, is one of the best-known names in the field of crypto-backed loans. The Catizen loan program lets users take a loan in CATI or deliver a loan to get an interest return. The loans in question allow people to get money in a jiffy by using their Catizen holdings as a guarantee, thus not having to sell them. The loan recipients might get USD loans based on their CATI as well, which elevates the level of liquidity and freedom. But what is the principle of these loans? Essentially, users pledge their CATI as security and, based on the market value, they are authorized a loan. These on-the-spot crypto loans are an ideal solution for people who have a urgent cash need but want to keep their Catizen holdings.

Interest rates for loans secured by Catizen.

Competitive interest rates are the main standard of Cropty. We offer you loans secured by cryptocurrency with a rate of 9%. It does not matter whether you want to invest in your promising idea, finish building a business or finish the work of your life - our loans with a low interest rate will allow you to manage your own resources more effectively. Crypto loan is an economical and simple tool that can and should be used effectively, without the need to sell your precious cryptocurrency.

We have an extremely clear and simple collateralization method in Cropty. If the borrower does not repay the loan funds, then his coins go to Cropty, while USDT remains with him. This is the fairest recovery process that can protect all parties involved. In case your crypto asset depreciates greatly, we have implemented an asset liquidation mechanism - thus, we protect all parties - lenders and borrowers from losses during strong market downturns.

You can track the status of the loan through the dashboard, moreover, use all the usual lending tools: early repayment, increasing the collateral, or timely payments with the return of your increased assets. Take advantage of our instant loans, use Catizen to get a loan in USDT, manage your finances with our loans - a reliable tool to meet your financial needs.

Borrow crypto

Why choose Catizen Cropty Loan

Take advantage of limitless possibilities: Get any amount at any time with our unbeatable cryptocurrency line of credit.

Easy access to funds

By leveraging your crypto assets as collateral, you can quickly obtain loans without the need for extensive credit checks or income verification, making the process more efficient and accessible.

35+ Currencies

Choose your collateral from over 35 cryptocurrencies and borrow instantly from USDT.

No inspections!

Cryptocurrency loans allow you to access credit without checking your credit history.

Interest - hourly

We charge interest on the loan hourly. However, during the first hour after taking out the loan, you have the opportunity to repay it without any additional fees. This sets us apart from our competitors.

Lower interest rates

Because cryptocurrency loans are collateralized, lenders often offer lower interest rates than traditional unsecured loans, making them more cost-effective for borrowers.

Flash approval

Receive funds in the same minute without spending more than 3 taps

Maintain ownership of your crypto

With crypto-backed loans, you retain ownership of your digital assets while using them as collateral. This allows you to benefit from potential market growth and regain full control of your assets once the loan is repaid.

FAQ

What is Cropty Catizen Crypto Loan?

Cropty Catizen Crypto Loan is a secure, overcollateralized, and flexible loan product. Users can take loans by pledging their crypto assets as collateral. With Cropty, you don't have to worry about rehypothecation since we don't lend out your collateralized crypto to others.

How do I pledge my assets and start borrowing with Cropty Catizen Crypto Loan?

To start, choose the crypto you'd like to pledge as collateral and the amount you'd like to borrow. Ensure you have sufficient crypto assets in your account to cover the required collateral. Once the process is complete, your collateral will be locked, and the loan will be transferred to your account.

What is LTV, and how much can I borrow from Cropty Catizen Crypto Loan?

LTV (Loan-to-Value) represents the ratio between the value of the loan plus accrued interest and the value of your collateral. The LTV percentage determines how much you can borrow based on the collateral you pledge. For example, with a 50% LTV, if you pledge 1,000 USDT, you may borrow up to 500 USDT worth of assets.

Are there limits to how much I can pledge and borrow?

Yes, there are limits for each cryptocurrency. The maximum amount you can pledge or borrow depends on the specific crypto and may change periodically.

What is loan liquidation, and what is the liquidation LTV?

Loan liquidation occurs when the current LTV exceeds the liquidation LTV, which may happen if the collateral's value decreases or the loan's value increases. If liquidation occurs, you may lose some or all of your collateral.

What happens when a loan is liquidated?

When liquidation occurs, the outstanding loan amount will be repaid using the equivalent value of collateral. A partial liquidation happens when the liquidation doesn't fully cover the outstanding loan, and a full liquidation occurs when the entire loan is repaid using the collateral.

What is a margin call?

A margin call is a warning issued when your collateral-loan pair position reaches its margin call LTV. You can take action by adding more collateral or reducing the outstanding loan to lower the LTV.

Will I be notified in the event of margin calls or liquidations?

Yes, Cropty will send notifications via email and SMS in case of margin calls or liquidations. However, timely delivery of these notifications cannot be guaranteed.

What interest rate applies to my loan?

Cropty provides transparent interest rates for each cryptocurrency. Please refer to the platform for up-to-date interest rates.

How is interest accrued for my loan positions?

Interest accrues based on the total outstanding loan amount and the prevailing APR. The interest accrued is added to the total outstanding loan.

How do I repay my loan or adjust my LTV?

Use the 'Repay' or 'Adjust LTV' options in your account to repay loans or adjust collateral, respectively. You can only repay your loan using the same cryptocurrency you borrowed.

Which cryptocurrencies can I pledge or borrow on Cropty Crypto Loan?

Cropty Crypto Loan accepts a variety of cryptocurrencies as loanable and collateral assets. The list of available cryptocurrencies is updated periodically, so please refer to the platform for more information.

What can I do with the cryptocurrencies borrowed from Cropty Catizen Crypto Loan?

You can use the borrowed cryptocurrencies for various purposes, including trading, investing, or withdrawing from the platform. The collateral you pledge remains with Cropty as security for the repayment of your loan.

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